1. Acceptance of Terms

When you create an account with tavonexuraqo or use any of our services, you're entering into a binding agreement with us. This includes accessing our website, participating in our learning programs, or engaging with our partnership opportunities.

You confirm that you're at least 18 years old and have the legal capacity to enter into this agreement. If you're using our services on behalf of a business or organization, you confirm you have the authority to bind that entity to these terms.

We reserve the right to update these terms at any time. When we do, we'll post the updated version and revise the date at the top. Your continued use of our services after changes take effect means you accept the new terms.

2. User Accounts and Registration

To access certain features of our platform, you'll need to create an account. You're responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

Account Security

You must provide accurate, current, and complete information during registration. Keep your password secure and notify us immediately of any unauthorized access to your account. We're not liable for losses caused by unauthorized use of your account.

Account Requirements

• You must be at least 18 years old to create an account
• One person or entity per account – no sharing credentials
• Provide accurate contact information and business details
• Keep your profile information up to date
• Don't create accounts using automated means or false pretenses
• You're responsible for all activity on your account

3. Services and Programs

tavonexuraqo provides educational resources, business partnership programs, and financial education services. Our programs are designed to support business growth and financial literacy, but outcomes depend on many factors beyond our control.

Program Enrollment

When you enroll in a learning program, you gain access to educational materials for the duration specified in your enrollment agreement. Program schedules typically run from autumn 2025 through early 2026, with specific dates provided upon registration.

Program fees are non-refundable after the cooling-off period expires, except where required by Australian consumer law. If you can't complete a program due to circumstances beyond your control, contact us to discuss options.

Partnership Opportunities

Business partnership arrangements are subject to separate agreements. Any partnership discussions or proposals don't create binding obligations until formalized in writing by both parties.

4. Intellectual Property Rights

All content on our platform – including text, graphics, logos, course materials, videos, and software – is owned by tavonexuraqo or our content suppliers and protected by Australian and international copyright laws.

• You may access content for personal educational use only
• Don't reproduce, distribute, or create derivative works without written permission
• Course materials are licensed to you, not sold
• You can't share login credentials or course access with others
• Screenshots and recordings of course content are prohibited

User-Generated Content

If you submit content to our platform – such as forum posts, project work, or feedback – you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and display that content in connection with our services.

You retain ownership of your content but represent that you have the right to submit it and that it doesn't violate third-party rights or applicable laws.

5. Acceptable Use Policy

You agree to use our services responsibly and legally. This means treating other users with respect and not doing anything that could harm our platform or other users.

Prohibited Activities

• Harassing, threatening, or discriminating against other users
• Posting spam, malware, or malicious code
• Attempting to gain unauthorized access to our systems
• Scraping or automated data collection from our platform
• Sharing false or misleading information
• Using our services for illegal activities
• Impersonating others or misrepresenting your affiliation
• Interfering with other users' access to services

We reserve the right to suspend or terminate accounts that violate these policies. Depending on the severity, we may report violations to law enforcement.

6. Payment Terms

Program fees and partnership costs are clearly stated before you commit. All prices are in Australian dollars unless otherwise specified.

Payment Processing

We use third-party payment processors to handle transactions securely. By providing payment information, you authorize us to charge the agreed amounts. You're responsible for ensuring your payment method is valid and has sufficient funds.

Refund Policy

You have a 14-day cooling-off period from enrollment to request a full refund. After this period, fees are generally non-refundable. However, we'll consider refund requests on a case-by-case basis for exceptional circumstances.

• Cooling-off period: 14 days from purchase
• Refunds processed within 10 business days
• Refunds issued to original payment method
• Access to course materials ends upon refund

7. Privacy and Data Protection

We take your privacy seriously and handle your personal information in accordance with Australian Privacy Principles and our Privacy Policy. When you use our services, we collect information necessary to provide and improve our offerings.

By using our services, you consent to the collection, use, and disclosure of your information as described in our Privacy Policy. This includes sharing information with service providers who help us operate our platform.

You have rights regarding your personal information, including the right to access, correct, or request deletion of your data. Contact us at help@tavonexuraqo.pro to exercise these rights.

8. Disclaimers and Limitations

Our services are provided on an "as is" and "as available" basis. While we work hard to keep everything running smoothly, we can't guarantee uninterrupted or error-free service.

Educational Content Disclaimer

Our educational content provides general information and guidance. It's not personalized financial, legal, or business advice. You should consult qualified professionals before making significant business or financial decisions.

Limitation of Liability

To the maximum extent permitted by Australian law, tavonexuraqo and its directors, employees, and partners won't be liable for indirect, incidental, special, or consequential damages arising from your use of our services.

Our total liability to you for any claims arising from these terms or your use of our services is limited to the amount you paid us in the 12 months before the claim arose.

9. Termination

Either party can terminate this agreement at any time. You can close your account by contacting us at help@tavonexuraqo.pro. We reserve the right to suspend or terminate your account if you violate these terms.

Effect of Termination

• Your access to services ends immediately upon termination
• You lose access to course materials and platform features
• Fees paid are generally non-refundable after cooling-off period
• Provisions regarding intellectual property and confidentiality survive termination
• You remain liable for any outstanding payments

10. Dispute Resolution

If you have a problem with our services, please contact us first so we can try to resolve it informally. Most issues can be sorted out through open communication.

Australian Law Applies

These terms are governed by the laws of Queensland, Australia. Any disputes will be subject to the exclusive jurisdiction of the Queensland courts, though we prefer to resolve disagreements without litigation when possible.

Mediation

Before pursuing formal legal action, both parties agree to attempt mediation through a mutually agreed mediator. The costs of mediation will be shared equally unless otherwise agreed.

11. Australian Consumer Law

Nothing in these terms excludes, restricts, or modifies any consumer rights under Australian Consumer Law or other applicable legislation that cannot be excluded, restricted, or modified by agreement.

If Australian Consumer Law or other legislation implies a condition, warranty, or guarantee into these terms that cannot be excluded, our liability for breach of that condition, warranty, or guarantee is limited to the supply of services again or payment of the cost of having them supplied again.

12. General Provisions

Entire Agreement

These terms, together with our Privacy Policy and any program-specific agreements, constitute the entire agreement between you and tavonexuraqo regarding our services. They supersede any prior agreements or understandings.

Severability

If any provision of these terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the rest of the terms remain in full force and effect.

Waiver

Our failure to enforce any right or provision of these terms doesn't constitute a waiver of that right or provision. A waiver of any breach doesn't waive any subsequent breach.

Assignment

You can't transfer or assign these terms or your account without our written consent. We may assign our rights and obligations under these terms without restriction.

Force Majeure

Neither party is liable for delays or failures in performance resulting from circumstances beyond reasonable control, including natural disasters, pandemics, government actions, or internet service disruptions.